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Catering Insurance in Indio, CA and Surrounding Areas

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Desert Cornerstone Insurance Service, Inc. today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Desert Cornerstone Insurance Service, Inc.

81713 Highway 111, Ste E
Indio, CA 92201
Main office: 760-347-7723
Fax: 760-347-7725

Our Providers

Testimonials

Desert Cornerstone Insurance and their team have done a great job for our organization. Thanks for being a trusted agent.

Jim D
Thank you Desert Cornerstone Insurance for always being professional and taking good care of our business.

Debby K
Matt, your team of professionals have always done a great job servicing my business. Thank you so much!

Diane W
Matt List and staff thank you for providing great service for our church, Love of Christ Community Church.

Pastor Tony Williams Sr.